
Built to Disrupt, Not Serve, Financial Institutions
– Advertisement – Contrary to popular belief, XRP was not originally designed for banks or cross-border payments. It was initially developed to disrupt financial middlemen and empower individuals with a decentralized finance system. From Bitcoin Alternative to a Peer-to-Peer Payment Revolution XRP Ledger (XRPL) was developed in 2011 by David Schwartz, Jed McCaleb, and Arthur…