Bitwise outlines three possible outcomes for XRP by 2030

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• Bitwise projects XRP could hit $29.32 by 2030 if it gains real traction in payments and tokenization sectors.
• A moderate scenario places XRP at $12.70 with steady network growth but without major institutional or transactional adoption.

Bitwise, a digital asset fund manager, has released a report projecting three possible price paths for XRP by the end of this decade. The analysis uses a traditional valuation model to estimate the token’s future market behavior, depending on its presence in the payments and asset tokenization sectors.

In the most expansive scenario, Bitwise projects XRP could reach $29.32 by 2030. For this to occur, the token would need to take on a meaningful share of real-world transactions and support the transfer of tokenized physical assets. Under these conditions, XRP’s total market capitalization would rise to $2.9 trillion, exceeding the current public market value of major tech firms.

A second, more moderate scenario suggests XRP could trade at $12.70 by the same year. This path assumes the network continues to operate steadily, with gradual growth, but does not gain major traction among institutions or large payment networks. While XRP would still hold relevance, it would not command broader demand in the tokenized asset space.

In contrast, Bitwise presents a bearish projection. If XRP fails to expand its usage or loses institutional interest, its price could drop to $0.13. That outcome assumes minimal network activity and a sharp decline in engagement across the XRP Ledger. In such a case, the token would struggle to retain investor attention or transactional volume.

Meanwhile, Ripple has formally ended its court dispute with the U.S. Securities and Exchange Commission, closing a case that spanned several years. Despite this resolution, XRP’s price response remained flat, showing no clear upward trend following the news.

Bitwise also referenced the potential approval of a U.S.-based XRP exchange-traded fund (ETF), which could alter the current market. The firm filed for such a product in October, and although a decision has not yet been made, some traders view the possibility of an ETF as a variable that may affect XRP’s market activity in the coming months.

As of today, March 26, 2025, the current live price of XRP (Ripple) is $2.3594 USDT, according to TradingView. XRP is experiencing a −3.67% decline on the day, trading within a range of $2.3333 (low) and $2.4794 (high) over the last 24 hours.

This pullback comes after a weekly gain of +3.17%, but the token remains −8.49% down for the month, reflecting continued volatility and profit-taking near resistance zones.

Despite that, XRP still shows a +13.15% year-to-date increase, and a massive +268.07% gain over the last year, maintaining strong macro strength.

Technically, XRP is reacting to rejection near the upper resistance levels of $2.50–$2.60, a zone tested multiple times since the start of March. The current correction is still above key structural support near $2.30, which aligns with the 20-day EMA.

If XRP fails to hold this level, the next area of interest would be around $2.10–$2.00, where significant buying interest previously emerged. However, a recovery and daily close back above $2.42–$2.45 could reset the bullish setup and reignite a push toward $2.70–$2.87 in the near term.