Vilnius, Lithuania – January 14, 2025 – Credefi, a blockchain-powered lending platform bridging the gap between cryptocurrency and real-world finance, has introduced a groundbreaking perpetual revenue-sharing mechanism for its xCREDI token holders. This new feature empowers participants to earn a share of the platform’s revenue, directly tied to its robust lending activities. In an exciting development for the Credefi community, xCREDI is also poised for a potential listing on a centralized exchange, enhancing liquidity and accessibility for users worldwide.
What is xCREDI and How Does Revenue Sharing Work?
At the heart of the Credefi ecosystem lies xCREDI, a governance and utility token designed to reward long-term platform participation. Users can obtain xCREDI by depositing the platform’s primary token, CREDI, into the Module X Security Module, where CREDI is burned, and xCREDI is minted in return.
The new perpetual revenue-sharing mechanism ties xCREDI holders to the platform’s success. Token holders receive a share of Credefi’s lending revenue, which is derived from its innovative real-world asset-backed loans. These loans, backed by collateral like real estate and future receivables, offer a secure and transparent way to generate returns while contributing to the financial inclusion of small and medium-sized enterprises (SMEs).
Credefi’s Real-World Impact
Credefi addresses a critical need in the European Union, where the SME financing gap exceeds $176 billion. By leveraging blockchain technology, the platform offers lenders stable returns while providing borrowers with access to capital that traditional banks often fail to supply.
- Track Record: Over $5 million in liquidity processed with a 0% default rate.
- Risk Mitigation: Proprietary risk assessments validated by Experian ensure borrowers meet strict collateral requirements, minimizing risks for lenders.
This unique approach positions Credefi as a secure and stable alternative for investors looking to bridge the gap between cryptocurrency and real-world finance.
Broader Ecosystem Developments
The introduction of perpetual revenue sharing is part of Credefi’s ambitious roadmap, which includes:
- Staking Pools: Reward mechanisms tailored for both retail and high-net-worth users.
- Peer-to-Peer Lending: Transparent and customizable lending solutions.
- NFT Bonds: Tokenization of real-world assets to create flexible and tradable investment opportunities.
These developments aim to expand the platform’s ecosystem while adhering to the highest standards of security and compliance.
The Potential Exchange Listing for xCREDI
While xCREDI is already available on decentralized platforms like Uniswap and PancakeSwap, the anticipated centralized exchange (CEX) listing marks a major milestone for Credefi. This move will:
- Enhance Liquidity: Broaden access to xCREDI for both crypto enthusiasts and traditional investors.
- Increase Visibility: Attract a wider audience to Credefi’s ecosystem, fueling its growth and adoption.
By aligning with its goal of making the platform more accessible, the CEX listing further solidifies Credefi’s position as a leader in blockchain-based lending.
A Secure Model for Stable Returns
Credefi’s lending model is built on a secure infrastructure that minimizes volatility risks through real-world collateral.
- For Lenders: Predictable, stable returns linked to tangible assets.
- For Borrowers: Access to flexible financing often unavailable through traditional institutions.
This dual-sided approach provides a reliable and sustainable financial ecosystem, blending the advantages of blockchain technology with the security of asset-backed lending.
Why It Matters
Credefi’s perpetual revenue-sharing mechanism for xCREDI holders is more than just a feature—it’s a statement of intent. By tying token holders to the platform’s success, Credefi incentivizes long-term commitment and aligns user interests with platform growth.
Combined with the potential CEX listing, this move strengthens Credefi’s ability to deliver value, security, and financial innovation to its growing community.
About Credefi
Credefi is a blockchain-based lending platform connecting cryptocurrency investors with real-world businesses. Focused on risk mitigation, security, and accessibility, Credefi offers lending solutions backed by real-world collateral, bridging the $176 billion SME financing gap in the European Union.
To learn more, visit www.credefi.io.
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