- XRP price rises 1.25% post-settlement, signaling market indifference amid broader regulatory uncertainty.
- Ripple CEO claims strategic control over cross-appeal, hinting at unresolved legal leverage against the SEC.
Ripple Labs settled its prolonged lawsuit with the SEC, reducing a prior $125 million penalty to $50 million. The SEC also agreed to seek dismissal of an injunction blocking Ripple from selling XRP tokens to institutional investors. The resolution, confirmed by Ripple’s legal chief Stuart Alderoty, concludes a case that began in December 2020.

The SEC must still formalize the agreement through an internal vote, though approval is expected under its updated approach to cryptocurrency regulation. The agency withdrew its appeal against Ripple in late March 2024, briefly lifting XRP’s price.

Ripple CEO Brad Garlinghouse later stated the company retained flexibility in its cross-appeal, claiming Ripple was “in the driver’s seat.” XRP’s value rose 1.25% after the settlement announcement, indicating limited market surprise.
I think we can all agree that we want this industry to thrive.
Right?pic.twitter.com/s6EKK19Q2R#XRP #XRPArmy #XRPCommunity #XRPHolders #XRPL #Ripple
— Uphold (@UpholdInc) March 23, 2025
The SEC sued Ripple in 2020, alleging unregistered securities sales via XRP. A 2023 court ruling fined Ripple $125 million but permitted retail XRP sales. The reduced penalty and lifted institutional sales ban reflect partial alignment with Ripple’s arguments, though the SEC’s core securities law claims remain unresolved.
The settlement aligns with the SEC’s recent shift toward clearer crypto guidelines. Chair Gary Gensler’s tenure has prioritized regulatory clarity, contrasting with past enforcement-heavy tactics. Ripple’s case may set a precedent for other crypto firms contesting SEC actions, though the agency maintains investor protection as a priority.
Implications for Ripple and Crypto Regulation
Ripple can now resume institutional XRP sales, potentially expanding liquidity. However, the token’s muted price reaction suggests investors remain focused on broader market trends and regulatory uncertainties.
The SEC’s pending vote and Ripple’s unresolved cross-appeal leave minor procedural steps, but the agreement marks progress in crypto’s legal market. The case underscores ongoing efforts to define crypto’s place within existing financial frameworks, offering clearer—but still contested—boundaries for token issuers.

As of March 24, 2025, XRP (Ripple) is trading at $2.4580, reflecting a +0.32% gain on the day. The current trading range sits between $2.4071 (daily low) and $2.4783 (daily high).
Over the past 7 days, XRP has increased by 5.12%, showing consistent upward movement from the recent swing low at $2.35. Despite this short-term strength, the asset is still down −4.51% over the past month due to the February pullback from its local high around $2.67. Year-to-date, XRP remains in positive territory with a +17.96% gain, and over the past 6 months it has soared by 321.52%, confirming a strong macro bullish structure.

Technically, XRP is approaching a minor resistance band between $2.50 and $2.60, where sellers have historically stepped in. If price closes above $2.50 on the daily chart, it would confirm a bullish continuation setup, likely targeting $2.70 next.

A stronger breakout beyond that range opens the path to $2.87, followed by the psychological level of $3.00, which was a previous major top during the early 2021 rally. Support remains near $2.35, which held well during last week’s test and coincides with the 20-day EMA at $2.33. If that level breaks, the next support is located at $2.10, aligning with volume profile interest zones.
Momentum indicators are still supportive of further upside
RSI sits just below 65, suggesting bullish momentum without entering overbought territory. The MACD is printing a positive crossover, and price remains well above the 50-day EMA, which is currently positioned near $2.12.

Given the strength of the current trend and market participation, my near-term projection places XRP at $2.72 within the next 5–7 trading sessions, provided there is no major macro disruption or sudden shift in sentiment.