- Institutional demand through 20 XRP ETFs could absorb 6.9% of the circulating supply, fueling price speculation.
- Analysts foresee XRP hitting $3.80 in the short term, with the potential for double digits in a full bull cycle.
The SEC’s recent acknowledgment of multiple XRP exchange-traded fund (ETF) filings has fueled speculation about their potential impact on the market. The ETFs, if approved, would attract huge institutional demand, potentially altering the valuation of XRP.
Large companies like Cboe and Nasdaq have submitted filings for Canary Capital, WisdomTree, and CoinShares, with the process now having a timeline of 240 days for review.
Fueling the discussion, AI chatbot ChatGPT predicted XRP price action in the scenario where the ETFs of 20 asset managers collectively hold 4 billion XRP. Speculative as it may be, this kind of institutional investment would set the stage for a long-term bull run.
Researcher Rob Cunningham has recently questioned the implications of having 20 financial institutions launch XRP-based exchange-traded funds (ETFs) or exchange-traded products (ETPs).
2025 XRP ETF/ETP Questions
What are the macro economic implications for 20 financial institutions launching an XRP ETF or XRP ETP in 2025?
Grok Analysis
A conservative estimated average number of XRP Tokens per ETF/ETP Institution will be ~ 200,000,000.
Based on an… https://t.co/JN9oqsko6l
— Rob Cunningham | KUWL.show (@KuwlShow) March 25, 2025
Estimates put the amount that the companies may buy as around 4 billion XRP, which would be almost 6.9% of the supply in circulation. This assumes the comparisons with Bitcoin ETFs, where institutional investors absorbed much of the supply, remain true.
Cunningham estimated that each institution would commit approximately $500 million of assets under management (AUM) to their XRP funds, which would amount to roughly 200 million XRP per institution.
If this were to happen, this accumulation would cause a shortage of supply, pushing the price higher as institutional demand continues to grow.
In addition, the more widespread acceptance of XRP ETFs would enable mutual funds, financial advisors, and retail brokers to bring XRP-based investment products to the mainstream investor market.
XRP Consolidates at $2.40, Eyes Breakout by March 30
XRP currently sits at $2.40, consolidating within a tightening formation after its spike to $3.40. Analyst CasiTrades noted that XRP is approaching a pivotal moment based on Fibonacci time analysis.
He foresaw that the cryptocurrency would have a major breakout on March 30, with the resistance areas being $2.70, $3.08, and $3.80.
CasiTrades marked the significant time frames in April, with April 8 highlighted as the key date that can represent the attempt to recapture the $3.80 level.

Also, April 25 aligns with one of the larger Fibonacci time extensions, potentially validating the larger trend shift. If the cryptocurrency continues its previous behavior, its price cycle could extend through until June, with Fibonacci analysis forecasting a macro top around that time.
The consolidation tightening trend suggests that the cryptocurrency is poised to break out of the current range, and the break will be substantial. Historical data indicate that when the asset has reached this level, there typically follows a solid breakout.
Fibonacci Targets Suggest XRP Rally to $100 Possible
Though short-term targets are aimed at the break above $3.80, some believe that the long-term trajectory of the cryptocurrency might even exceed that. Analyst JAVONMARKS predicted that its upward trend could carry it all the way to the 1.618 Fibonacci extension level of $16.50.
He also referred to past market cycles, where XRP exponentially grew, and explained that doing the same would propel XRP to over $100 in the long run.

This perspective conforms to past trends in the crypto market, where the assets that are gaining institutional adoption tend to see dramatic price surges.
If XRP ETFs are successfully introduced and institutional investors take significant positions, supply shortages may also provide upward momentum.